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Tips for Renewing Your Mortgage

Hamilton Mortgage Broker - Renewing

Mortgage renewal time can be busy for a Hamilton mortgage broker like me. It can also be an exciting and sometimes stressful time for homeowners. It’s a time when you can look to getting yourself a better mortgage package with lower rates. The market was a very competitive one, with homeowners being spoiled for options […]

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3 Things to Know Before Applying for a Mortgage

Hamilton Mortgage Broker - 3 Things to Know

I’ve worked as a Hamilton mortgage broker for many years and I know that most people won’t have the cash on hand to buy a home flat out. This means having to take out a mortgage, and taking out a mortgage needs careful planning if you want to qualify. Today, I am sharing with you […]

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Tips for Saving for a Down Payment

Hamilton Mortgage Broker - Saving for Down Payment

One of the hardest things for homebuyers to do is save up enough money for that all-important down payment on a home. As a Hamilton mortgage broker, I’ve always said that it’s best to start saving up well in advance. After all, the bigger the down payment, the lower the mortgage loan and monthly repayments […]

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Tips for Saving for a Down Payment

Savings for a Down Payment - Hamilton Mortgage Broker

One of the hardest things for homebuyers to do is save up enough money for that all-important down payment on a home. As a Hamilton mortgage broker, I’ve always said that it’s best to start saving up well in advance. After all, the bigger the down payment, the lower the mortgage loan and monthly repayments […]

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Difference Between Getting Pre-Qualified and Getting Pre-Approved for a Mortgage

Hamilton Mortgage Broker - Difference Between Getting Pre-Qualified and Getting Pre-Approved for a Mortgage

Having a mortgage pre-approval is a beneficial step when buying a home. As a Hamilton mortgage broker, I’ve seen first-hand the confusion between pre-approval and pre-qualification and how the difference between the two has affected my clients. While these terms have been used interchangeably by many lenders and larger financial institutions, they are different regarding […]

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Closing Costs You Can Expect For A Mortgage When Buying a Home

Hamilton Mortgage Broker - Closing Costs You Can Expect For A Mortgage When Buying a Home

When taking out a mortgage for purchasing a home, homebuyers can be surprised by the closing costs that are involved. It’s something you need to plan for and factor into your home buying budget. As a Hamilton mortgage broker, I help clients prepare for these costs so they aren’t surprised at the end of the […]

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The Difference Between a Second Mortgage and Refinancing Your First Mortgage

Hamilton Mortgage Brokers - Second vs Refinance

Working as a Hamilton mortgage broker brings me into contact with people from all walks of life, each with their own unique needs.  It doesn’t just end at helping a client to get a mortgage or buy a home.  I also deal with a lot of people who are looking to refinance or take out […]

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Understanding Credit and Tips to Improve It

Hamilton Mortgage Broker - Understanding & Improving Credit

Part of managing your finances is building good credit. Having good credit opens the door to being able to get loans, credit cards and ultimately a mortgage. However, we may get into situations that cause our credit to go from good to bad. This Hamilton mortgage broker shared that anyone can change their credit from […]

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Common Closing Costs to Expect in Canada

Hamilton Mortgage - Common Closing Costs

Buying a home is a major financial investment and could quite possibly be the biggest purchase you ever make. This is why it is so important to be financially prepared before you begin your application for a Hamilton mortgage. Schedule an appointment with a mortgage broker before you begin your home loan application, so you […]

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