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Difference Between Getting Pre-Qualified and Getting Pre-Approved for a Mortgage

Hamilton Mortgage Broker - Difference Between Getting Pre-Qualified and Getting Pre-Approved for a Mortgage

Having a mortgage pre-approval is a beneficial step when buying a home. As a Hamilton mortgage broker, I’ve seen first-hand the confusion between pre-approval and pre-qualification and how the difference between the two has affected my clients. While these terms have been used interchangeably by many lenders and larger financial institutions, they are different regarding […]

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Closing Costs You Can Expect For A Mortgage When Buying a Home

Hamilton Mortgage Broker - Closing Costs You Can Expect For A Mortgage When Buying a Home

When taking out a mortgage for purchasing a home, homebuyers can be surprised by the closing costs that are involved. It’s something you need to plan for and factor into your home buying budget. As a Hamilton mortgage broker, I help clients prepare for these costs so they aren’t surprised at the end of the […]

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The Difference Between a Second Mortgage and Refinancing Your First Mortgage

Hamilton Mortgage Brokers - Second vs Refinance

Working as a Hamilton mortgage broker brings me into contact with people from all walks of life, each with their own unique needs.  It doesn’t just end at helping a client to get a mortgage or buy a home.  I also deal with a lot of people who are looking to refinance or take out […]

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Understanding Credit and Tips to Improve It

Hamilton Mortgage Broker - Understanding & Improving Credit

Part of managing your finances is building good credit. Having good credit opens the door to being able to get loans, credit cards and ultimately a mortgage. However, we may get into situations that cause our credit to go from good to bad. This Hamilton mortgage broker shared that anyone can change their credit from […]

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Common Closing Costs to Expect in Canada

Hamilton Mortgage - Common Closing Costs

Buying a home is a major financial investment and could quite possibly be the biggest purchase you ever make. This is why it is so important to be financially prepared before you begin your application for a Hamilton mortgage. Schedule an appointment with a mortgage broker before you begin your home loan application, so you […]

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Residential Market Update

Hamilton Mortgage Broker - Hamilton, Grimsby, St. Thomas Market Update

Most potential home buyers wonder when the best time to purchase a home is. Well, now that the harsh winters are in the rear view mirror and the spring and summer months are approaching, there is no better time to become a homeowner than right now. Real estate experts state that the spring and summertime […]

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Mortgage Options for Self-Employed Canadians

Mortgage Options for Self-Employed Canadians - Hamilton Mortgage Broker

Have you always dreamt of being a homeowner but weren’t sure if it was possible because of your job? Well, if this is you then your local Hamilton mortgage broker has some good news! If you are self-employed, obtaining a mortgage is not out of the question. To help provide some insight, our team here […]

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Hamilton Mortgage Pre-Payment

Hamilton Mortgage - Pre-Payment

Are you a current homeowner? Have you recently received an increase in your cash flow – whether it was through an inheritance, raise, bonus or settlement? If so, you may want to use that money to help pay off your Hamilton mortgage. To help provide some insight into the process of pre-paying your mortgage, your […]

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Hamilton Mortgage Broker – Mortgage Insurance Defined

Hamilton Mortgage Broker - Mortgage Insurance Defined

The clock strikes twelve, the ball has dropped and we are officially in the New Year. 2019 is all about chasing after your dreams and not letting anything hold you back. So, if you are fed up with renting and have always dreamt about becoming a homeowner, this is the perfect year to do it. […]

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