Mortgage renewal time can be busy for a Hamilton mortgage broker like me. It can also be an exciting and sometimes stressful time for homeowners. It’s a time when you can look to getting yourself a better mortgage package with lower rates. The market was a very competitive one, with homeowners being spoiled for options […]
I’ve worked as a Hamilton mortgage broker for many years and I know that most people won’t have the cash on hand to buy a home flat out. This means having to take out a mortgage, and taking out a mortgage needs careful planning if you want to qualify. Today, I am sharing with you […]
One of the hardest things for homebuyers to do is save up enough money for that all-important down payment on a home. As a Hamilton mortgage broker, I’ve always said that it’s best to start saving up well in advance. After all, the bigger the down payment, the lower the mortgage loan and monthly repayments […]
One of the hardest things for homebuyers to do is save up enough money for that all-important down payment on a home. As a Hamilton mortgage broker, I’ve always said that it’s best to start saving up well in advance. After all, the bigger the down payment, the lower the mortgage loan and monthly repayments […]
Having a mortgage pre-approval is a beneficial step when buying a home. As a Hamilton mortgage broker, I’ve seen first-hand the confusion between pre-approval and pre-qualification and how the difference between the two has affected my clients. While these terms have been used interchangeably by many lenders and larger financial institutions, they are different regarding […]
When taking out a mortgage for purchasing a home, homebuyers can be surprised by the closing costs that are involved. It’s something you need to plan for and factor into your home buying budget. As a Hamilton mortgage broker, I help clients prepare for these costs so they aren’t surprised at the end of the […]
Something I do as a Hamilton mortgage broker is to help buyers find financing for construction mortgages. These are for homes that are not yet built or in the process of being built. The mortgage covers the expense of the construction of the home, and they are a bit different than your traditional mortgage loans. […]
Working as a Hamilton mortgage broker brings me into contact with people from all walks of life, each with their own unique needs. It doesn’t just end at helping a client to get a mortgage or buy a home. I also deal with a lot of people who are looking to refinance or take out […]
Part of managing your finances is building good credit. Having good credit opens the door to being able to get loans, credit cards and ultimately a mortgage. However, we may get into situations that cause our credit to go from good to bad. This Hamilton mortgage broker shared that anyone can change their credit from […]
Buying a home is a major financial investment and could quite possibly be the biggest purchase you ever make. This is why it is so important to be financially prepared before you begin your application for a Hamilton mortgage. Schedule an appointment with a mortgage broker before you begin your home loan application, so you […]