Why Use a Mortgage Broker - Grimsby, Hamilton, St. Thomas
Are you considering taking the next step toward purchasing your dream home, want to lower the payments and interest you are paying on your existing mortgage, loans and credit cards. Are you unsure about using a mortgage broker, but want to make sure that you get the best deal possible?
If so, then look no further than Canadian Mortgage Authority Inc. As a Grimsby mortgage broker, Mark and the team understand that purchasing a home, or refinancing is one of the largest financial decisions you will make. He also understands that it can be a complex and intimidating process, especially for first time homebuyers.
To make your decision between using bank and a broker easier, here are 5 reasons why you should use a Grimsby mortgage broker:
Brokers Work for YOU
Mortgage brokers work you, not for the bank. Mark is not employed by any bank, or lender, but rather works for you. Any advice or recommendations you receive from Mark are guaranteed to be in your best interest.
Brokers Are Experts at What They Do
Mark is an experienced, qualified mortgage professional in the Grimsby and Hamilton mortgage industries. He has trained to be educated on all the different mortgage and lending options that are currently available to you. His 25 years of experience in the area have given him a strong understanding of the local real estate markets.
Whatever questions you have, Mark is here to answer them!
Brokers Offer More Choices
Mark and the team at Canadian Mortgage Authority, Inc. have access to a variety of the nation’s top lenders and financial institutions. This means that they can shop around to get you the best options available.
Banks can usually only offer a small number of options, which doesn’t benefit you when it comes to getting the best mortgage package for your situation.
When dealing with an employee of a bank, their job is to get the best deal for their employer, the bank, not for you.
A mortgage broker works for you, getting you the best deal!
By negotiating on your behalf, Mark is also able to secure the most competitive rate, and best terms, for your mortgage.
Brokers Provide Everything You Need, All in One Place
Instead of going from bank to bank or scouring the internet for the best mortgage rates, you have the option of having Mark do the work for you! While shopping around for the best options for you, Mark can also handle all the negotiating and paperwork that comes with the process.
Brokers Form Lasting Relationships
Mark and the team understand the importance of long lasting client relationships and always look out for your best interest. We serve clients not customers.
If you obtain a mortgage through a bank, you won’t have that connection with the employees you do business with along the way. In fact, you may even be forced to work with a different person every time you go in to the bank.
When dealing with a process as important as securing a mortgage, having a trusting relationship is essential.
If you were having a hard time deciding between a bank and a broker for your mortgage needs, Mark hopes that this list helps make the decision easier for you.
Regardless of what type of mortgage service you are looking for, Mark and the rest of his Canadian Mortgage Authority team are ready to help. Give them a call today at 905-309-8799 for more information or to set up a consultation!
Have more questions regarding mortgage brokers? Contact your local mortgage broker in Grimsby & Hamilton today on (905)309-8799.