Apply Now

Talk with us today! (905) 309 - 8799

Inner Hero

Difference Between Getting Pre-Qualified and Getting Pre-Approved for a Mortgage

Hamilton Mortgage Broker - Difference Between Getting Pre-Qualified and Getting Pre-Approved for a Mortgage

Having a mortgage pre-approval is a beneficial step when buying a home. As a Hamilton mortgage broker, I’ve seen first-hand the confusion between pre-approval and pre-qualification and how the difference between the two has affected my clients. While these terms have been used interchangeably by many lenders and larger financial institutions, they are different regarding […]

Read More…

The Secret to Buying in a Seller’s Market

Burlington Mortgage Brokers - The Secret to Buying in a Seller's Market

Have you ever heard the term “seller’s market” and wondered what that means? As a Burlington mortgage broker, it’s important to know whether the market is deemed a buyers or seller’s market. If you are looking for a home in a seller’s market it means that there are fewer homes on the market than people […]

Read More…

Closing Costs You Can Expect For A Mortgage When Buying a Home

Hamilton Mortgage Broker - Closing Costs You Can Expect For A Mortgage When Buying a Home

When taking out a mortgage for purchasing a home, homebuyers can be surprised by the closing costs that are involved. It’s something you need to plan for and factor into your home buying budget. As a Hamilton mortgage broker, I help clients prepare for these costs so they aren’t surprised at the end of the […]

Read More…

Benefits of Refinancing Your Mortgage

Oakville Mortgage Broker - Benefits of Refinancing Your Mortgage

Many homeowners choose to refinance their mortgage at one point or another. As an Oakville mortgage broker, it’s my job to make sure all options are looked at when a client wants to refinance. It’s important to find a mortgage that is appropriate for what they need and for their financial situation. Refinancing your mortgage […]

Read More…

Tips for Your First Meeting with A Mortgage Broker

Oakville Mortgage Broker - Tips for Your First Meeting

I’ve had over 25 years of experience working as an Oakville mortgage broker with many homeowners using the service of a broker for the first time. Applying for a mortgage can be a stressful time for them and it’s easy to forget to bring things like the right paperwork, or not know what questions to […]

Read More…

Why Do Mortgage Rates Fluctuate?

Beamsville Mortgage Broker - Why Rates Change

One of the questions I get asked regularly as a Beamsville mortgage broker is why mortgage rates fluctuate so often.  There are some key economic factors that work together which affect mortgage rates in Canada.  Inflation, the housing market, unemployment, and consumer confidence are just a few of these things. Fixed and Variable Rate Mortgages […]

Read More…

The Difference Between a Second Mortgage and Refinancing Your First Mortgage

Hamilton Mortgage Brokers - Second vs Refinance

Working as a Hamilton mortgage broker brings me into contact with people from all walks of life, each with their own unique needs.  It doesn’t just end at helping a client to get a mortgage or buy a home.  I also deal with a lot of people who are looking to refinance or take out […]

Read More…

Get your free consultation today!