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How Much of a Downpayment Do I Need to Purchase a Home?

How much of a downpayment is needed to buy a home

How much of a down payment do we need to purchase a home? I am frequently asked this question as a Grimsby Mortgage Broker, often by people who have pre-conceived notions either from the internet, friends and family, or late-night real estate shows. Typically, you require a minimum 5% down payment, however, due to changes […]

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Why Do Mortgage Rates Fluctuate?

Beamsville Mortgage Broker - Why Rates Change

One of the questions I get asked regularly as a Beamsville mortgage broker is why mortgage rates fluctuate so often.  There are some key economic factors that work together which affect mortgage rates in Canada.  Inflation, the housing market, unemployment, and consumer confidence are just a few of these things. Fixed and Variable Rate Mortgages […]

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