When taking out a mortgage for purchasing a home, homebuyers can be surprised by the closing costs that are involved. It’s something you need to plan for and factor into your home buying budget. As a Hamilton mortgage broker, I help clients prepare for these costs so they aren’t surprised at the end of the […]
Many homeowners choose to refinance their mortgage at one point or another. As an Oakville mortgage broker, it’s my job to make sure all options are looked at when a client wants to refinance. It’s important to find a mortgage that is appropriate for what they need and for their financial situation. Refinancing your mortgage […]
I’ve had over 25 years of experience working as an Oakville mortgage broker with many homeowners using the service of a broker for the first time. Applying for a mortgage can be a stressful time for them and it’s easy to forget to bring things like the right paperwork, or not know what questions to […]
Something I do as a Hamilton mortgage broker is to help buyers find financing for construction mortgages. These are for homes that are not yet built or in the process of being built. The mortgage covers the expense of the construction of the home, and they are a bit different than your traditional mortgage loans. […]
One of the questions I get asked regularly as a Beamsville mortgage broker is why mortgage rates fluctuate so often. There are some key economic factors that work together which affect mortgage rates in Canada. Inflation, the housing market, unemployment, and consumer confidence are just a few of these things. Fixed and Variable Rate Mortgages […]
Working as a Hamilton mortgage broker brings me into contact with people from all walks of life, each with their own unique needs. It doesn’t just end at helping a client to get a mortgage or buy a home. I also deal with a lot of people who are looking to refinance or take out […]
Market Update on the Hamilton, ON Area Part of my job as a Hamilton mortgage broker is to keep up to date with what is happening in the current housing market. Following trends can help plan ahead when it comes to finding my clients a good mortgage package or giving them advice on buying. Overall, […]
As an Oakville mortgage broker, I help people every day to find the best mortgage packages and the right homes for them. The home buying process can feel nerve-wracking, especially when it comes to deciding what, exactly, the right home is for you. The question is, how do you know if a house is the […]
Do You Need a Pre-Approval Letter to Put in an Offer on a Home While getting a pre-approval letter isn’t a mandatory requirement when putting in an offer on a home, having one will improve your chances of a seller looking upon you favourably. As your local Hamilton mortgage broker, we know that having your […]
Why You Need to Talk to a Broker Long Before You Need to Start Your Mortgage One of the key steps that many new homebuyers skip is having a meeting with a Hamilton mortgage broker before they start their mortgage process. Speaking to a Hamilton mortgage broker will help you to understand which mortgage options […]