Beware of early renewal offers! Why? If your mortgage is coming up for renewal this year there is a good chance that your current mortgage lender will contact you months ahead of your actual renewal date and offer you the “opportunity” to renew your mortgage ahead of time. If this was fall 2021 or spring […]
If you were fortunate enough to lock in your mortgage into a fixed-term mortgage within the last year or two, you will most likely have a historically low interest rate. But what if, like many others, you now find yourself in a situation where you need additional funds? This may be for such things as […]
With real estate prices at historic highs and affordability seemingly farther away than ever before, many people are tempted to enter into a Rent to Own agreement. They promise to provide the allure of having a portion of your rent going towards your down payment and locking in a purchase price and at the same […]
Private lending has for many years been viewed in a negative light, and unfortunately, often for good reason. Too often we hear of friends or family being saddled with unexpected fees and exorbitant rates, and no way out. Recent changes to government regulations have restricted the lending policies of many lenders. Because of this […]