5 Reasons to Use a Hamilton Mortgage Broker
It’s time for you to get a mortgage and you’re asking yourself whether or not you should use a broker for your Hamilton mortgage needs. At Canadian Mortgage Authority, we understand that your mortgage is a big deal, and possibly the biggest expense you’ll pay in your life. We also understand that it can be a confusing process, and that’s why we’re committed to making your experience as smooth and stress free as possible, while getting you the lowest rate with the best terms at the same time.
To help make your decision a little easier, here are 5 Reasons to Use a Mortgage Broker in the Hamilton and Grimsby areas:
1. Choice, Choice, Choice
At Canadian Mortgage Authority, we have access to more than 30 of the nation’s top lenders. What this means to you is that we are able to work with many different lenders to see what they can offer you, and negotiate on your behalf to get you the lowest rates, and best terms.
Banks really only have a couple of options within their own products to offer people when it comes to mortgages, whereas by shopping our network of lenders, we can provide you with more choice so you can get the mortgage package that best fits your situation. It also means that all of these lenders will be battling over your business and result in a lower rate for you!
2. We’re experts in the mortgage industry
When it comes to the mortgage industry, we are some of the most experienced, qualified professionals you will find and we have been for years. In-fact Mark Buller the principal broker has over 24 years of experience as a licensed Mortgage Broker. Over the decades we have formed trusting relationships with many lenders, and other industry partners who value our professionalism, expertise and integrity. Our experience coupled with these relationships will also ensure that you have the best chance of your mortgage being approved and at the best rates and terms possible. We’re also able to educate you on all of the different types of mortgages and lending options that are available, so that you can make an informed decision. Additionally, we’re experts when it comes to understanding the Hamilton and surrounding real estate market.
Whatever mortgage questions you have, we’ll answer them!
3. We’re committed to working for you!
If you didn’t already know, we here at the Canadian Mortgage Authority work for you! As a Grimsby mortgage broker serving the Hamilton area, we are not employed by the banks or any other lender. All of the advice and recommendations we provide you with is 100% impartial, and always with your best interests in mind.
In the majority of cases, our service is free to you! Once a lender takes on your mortgage they are the ones who compensate us after the mortgage closes. That’s right, we typically don’t charge you a fee! In the rare instance that we do charge a fee such as in some private, or commercial lending, it is always fully disclosed up front and early on in the process so that you have the option of whether to continue the process.
4. A one-stop shop
Rather than having you go from bank to bank looking for the best rates and terms, you actually have the option to have us do the work for you! We’ll shop your mortgage to different lenders, many of which only deal with brokers, to secure the most appropriate mortgage product, geared to your specific needs, and at the best rate and terms. That means there is less work involved for you, with better results! We’ll also handle all of the paperwork, documentation and negotiating that comes with the process.
5. We’re more than just a Mortgage Broker
At Canadian Mortgage Authority we consider our clients to be our friends. Many times people who obtain a mortgage through a bank will lack a personal relationship with the employee they are dealing with. In fact, it may even be a different person the next time you meet with them and you never get consistency.
With our team you are welcomed into the family right away! Not only do we care about getting you the best mortgage solution, but we care about you as a person, too. When it comes to something as important as a mortgage, having a trusting relationship is very important and that’s what we provide!
We hope that this list helps make your decision somewhat easier. If you’re looking for a Hamilton mortgage or one in Grimsby or a nearby area, contact us today!