One of the hardest things for homebuyers to do is save up enough money for that all-important down payment on a home. As a Hamilton mortgage broker, I’ve always said that it’s best to start saving up well in advance. After all, the bigger the down payment, the lower the mortgage loan and monthly repayments […]
Having a mortgage pre-approval is a beneficial step when buying a home. As a Hamilton mortgage broker, I’ve seen first-hand the confusion between pre-approval and pre-qualification and how the difference between the two has affected my clients. While these terms have been used interchangeably by many lenders and larger financial institutions, they are different regarding […]
Working as a Hamilton mortgage broker brings me into contact with people from all walks of life, each with their own unique needs. It doesn’t just end at helping a client to get a mortgage or buy a home. I also deal with a lot of people who are looking to refinance or take out […]
Market Update on the Hamilton, ON Area Part of my job as a Hamilton mortgage broker is to keep up to date with what is happening in the current housing market. Following trends can help plan ahead when it comes to finding my clients a good mortgage package or giving them advice on buying. Overall, […]
Do You Need a Pre-Approval Letter to Put in an Offer on a Home While getting a pre-approval letter isn’t a mandatory requirement when putting in an offer on a home, having one will improve your chances of a seller looking upon you favourably. As your local Hamilton mortgage broker, we know that having your […]
Why You Need to Talk to a Broker Long Before You Need to Start Your Mortgage One of the key steps that many new homebuyers skip is having a meeting with a Hamilton mortgage broker before they start their mortgage process. Speaking to a Hamilton mortgage broker will help you to understand which mortgage options […]
TIf you’ve been sitting on the fence regarding buying a home, speaking with a Burlington mortgage broker can help you take that leap into home ownership. You may have done all of your research, listed the pros and cons, calculated your costs and budget, and feel ready to go. You’ll be happy to know that […]
Part of managing your finances is building good credit. Having good credit opens the door to being able to get loans, credit cards and ultimately a mortgage. However, we may get into situations that cause our credit to go from good to bad. This Hamilton mortgage broker shared that anyone can change their credit from […]
Buying a home is a major financial investment and could quite possibly be the biggest purchase you ever make. This is why it is so important to be financially prepared before you begin your application for a Hamilton mortgage. Schedule an appointment with a mortgage broker before you begin your home loan application, so you […]
Most potential home buyers wonder when the best time to purchase a home is. Well, now that the harsh winters are in the rear view mirror and the spring and summer months are approaching, there is no better time to become a homeowner than right now. Real estate experts state that the spring and summertime […]