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# Grimsby Mortgage Broker - Hamilton Mortgage - Canadian Mortgage

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## Posts

- [Blog](https://canadianmortgageauthority.com/blog/)
- [Mortgage Rate Update June 2023](https://canadianmortgageauthority.com/mortgage-rate-update-june-2023/) - Mortgage Rate Update for June 2023 - Mortgage rates are on the rise again. What does that mean for me and what are my best options going forward?
- [What's happening with interest rates?](https://canadianmortgageauthority.com/whats-happening-with-interest-rates/) - Since the fall of 2023 we have been fortunate to witness a slow and steady decline of the post Covid highs. This downward trajectory came to a sudden halt with the start of the war with Iran. We have seen upward pressure on Bond rates, which has directly resulted in several increases in both 3
- [Bank of Canada March Meeting](https://canadianmortgageauthority.com/bank-of-canada-march-meeting/) - The Bank of Canada held their latest rate meeting March 18th and as widely expected decided to hold the overnight rate steady at 2.25%. Although there was virtually no chance of a rate hike, many people holding variable mortgages and lines of credit were rooting for a cut. Some factors that would likely have been
- [6 Things to Know About The Federal Budget and How it Might Affect You](https://canadianmortgageauthority.com/the-federal-budget-and-how-it-might-affect-you/) - The federal government recently released its long-awaited Budget for 2025. We went through to see how it could affect both homeowners and potential homeowners alike. The following is a list of programs geared to homeowners, either existing or new, and how they could affect you. Federal Loans for Secondary Housing Units The loan program to
- [Bank of Canada January Rate Cut!](https://canadianmortgageauthority.com/bank-of-canada-january-rate-cut/) - Donald Trump is on his way in, Justin Trudeau is on his way out. Inflation is Canada is currently below the target of 2%, while inflation in the U.S has been a more stubborn target. The American economy has been strong and all indicators appear that it will strengthen over the course of 2025. This
- [Rates are down, should I lock in my variable rate mortgage?](https://canadianmortgageauthority.com/rates-are-down-should-i-lock-in-my-variable-rate-mortgage/) - Here is a question I’ve been hearing a lot recently: “Is now the time to lock in my variable rate mortgage?” Well, there are a lot of variables to be considered when trying to answer this question and at the end of the day there is no one size fits all answer, however I will
- [Bank of Canada Holds Off on April Rate Cut](https://canadianmortgageauthority.com/bank-of-canada-holds-off-on-april-rate-cut/) - The Bank of Canada paused its streak of rate cuts in April, following seven consecutive rate cuts over the past year, holding the overnight rate at 2.75% It seems a lot of people have been overly optimistic that a further rate cut was in the cards for this April however, with market uncertainty here along
- [What Effect Will the New Federal Government Have on Mortgages and the Housing Market?](https://canadianmortgageauthority.com/what-effect-will-the-new-federal-government-have-on-mortgages-and-the-housing-market/) - As I’m sure that you are aware the Liberals were voted in once again. With a less than stellar track record over the past decade one can only hope that a change in leader will lead to some actual change in policy that will help homeowners and prospective homeowners out, from an affordability stance. At
- [What is Bridge Financing?](https://canadianmortgageauthority.com/what-is-bridge-financing/) - If you currently own a home and are considering selling and moving to a new home, then you should pay attention. In a perfect world you would pay “cash” for everything. Buy a house, pay cash. Buy another house, sell the first house then use the “cash” to buy a new house. Well, as you
- [Bank of Canada Cuts Again - How will this affect you and your mortgage?](https://canadianmortgageauthority.com/bank-of-canada-cuts-again-how-will-this-affect-you-and-your-mortgage/) - On March 12th, the Bank of Canada lowered the overnight rate again, cutting its policy rate by another .25%, to 2.75%. If you have a variable-rate mortgage or a secured or unsecured line of credit, you should see a decrease in your effective interest rate shortly. How does this affect you? The majority of lenders
- [Another Look at Fixed, Variable and Adjustable Rate Mortgages](https://canadianmortgageauthority.com/another-look-at-fixed-variable-and-adjustable-rate-mortgages/) - More than ever homeowners are researching mortgage options more actively and reach out to me for additional information and advice on a daily basis. With interest rates outside of client’s comfort levels combined with non-stop talk from friends, family, colleagues, on top of social media and the “news”, it is no wonder many are finding themselves
- [Fixed vs. Variable Rate Debate Favours “Clearer” Winner](https://canadianmortgageauthority.com/fixed-vs-variable-rate-debate-favours-clearer-winner/) - Let's talk about the age-old question around fixed vs variable rates. Which is the best choice today? Read our suggestions and reach out for more information.
- [New Affordability Changes Announced](https://canadianmortgageauthority.com/new-affordability-changes-announced/) - The federal government has been under immense pressure from opposition parties to increase affordability, so to cap off 2024, they have announced several changes that came into effect on December 15th. The most notable changes involve high-ratio insurance mortgages, both of which will primarily affect first-time home buyers purchasing homes. Increase to Maximum Eligible Home
- [New Government Program for Adding Rental Units](https://canadianmortgageauthority.com/new-government-program-for-adding-rental-units/) - The federal government has announced a new mortgage program geared to assist homeowners in adding space to their existing homes to create additional self-contained living spaces, such as basement apartments, in-law suites or converted garages. Currently, any refinance, no matter the purpose, is maxed out at 80% loan to value ratio (LTV). That means you
- [Fourth Consecutive Rate Cut This Year!](https://canadianmortgageauthority.com/fourth-consecutive-rate-cut-this-year/) - Good news! On October 23rd, the Bank of Canada reduced the overnight rate by one half percentage point, lowering it to 3.75%. This is a cumulative cut from the peak by 1.25%. This cut was the fourth consecutive one this year, and will bring much welcome relief to anyone holding a variable rate mortgage, or
- [Updates to CMHC Eligibility for First-Time Homebuyers](https://canadianmortgageauthority.com/updates-to-cmhc-eligibility-for-first-time-homebuyers/) - The federal government has announced two big updates to CMHC eligibility for First-Time Homebuyers which will go into effect on Dec 15. Will this help you?
- [First Time Buyer of a New Build Home? Good news!](https://canadianmortgageauthority.com/first-time-buyer-of-a-new-build-home-good-news/) - The maximum amortization for insured mortgages for First Time Home buyers when purchasing newly built homes has been adjusted up to 30 years effective Aug 1st!
- [Bank of Canada Announces Rate Drop](https://canadianmortgageauthority.com/bank-of-canada-announces-rate-drop/) - Good news this morning! Tiff Macklem, the Governor of the Bank of Canada, announced a quarter point percentage rate cut to the benchmark rate from 4.75% down to 4.5%. This is the second consecutive meeting resulting in a rate cut announcement this year. Lenders typically follow suit, dropping their own Prime rates within a day
- [Beware of Early Renewal Offers](https://canadianmortgageauthority.com/beware-of-early-renewal-offers/) - Beware of early renewal offers! Why? If your mortgage is coming up for renewal this year there is a good chance that your current mortgage lender will contact you months ahead of your actual renewal date and offer you the “opportunity” to renew your mortgage ahead of time. If this was fall 2021 or spring
- [Bank of Canada Announces Cut to Overnight Rate!](https://canadianmortgageauthority.com/bank-of-canada-announces-cut-to-overnight-rate/) - The Bank of Canada announced a cut to the overnight interest rate from 5%, by 25 basis points or 0.25%, to 4.75% on June 5th, 2024. Starting in March of 2020, rates were steadily cut to a historic low of .25% which held until March of 2022 at which point rates started to increase steadily
- [Do Online Mortgage Brokers That Advertise Super Low Rates Actually Have the Best Rates?](https://canadianmortgageauthority.com/do-online-mortgage-brokers-that-advertise-super-low-rates-actually-have-the-best-rates/) - Just because a certain rate is posted, doesn't mean you will qualify for it! It also doesn't mean that it's even a good option for your situation. Look deeper!
- [Managing Your Down Payment](https://canadianmortgageauthority.com/managing-your-down-payment/) - Managing your down payment is not often something people think about when looking to buy a home. Of course, there are lots of things to consider when preparing to purchase a home, and the down payment is an important one. Often as mortgage professionals, we speak in general terms without getting into fine details. These
- [Your First Home Savings Account (FHSA) 2024](https://canadianmortgageauthority.com/your-first-home-savings-account-fhsa-2024/) - What is the First Home Savings Account and what do I need to know about it? Read further to answer your questions and learn why it is an important tool
- [Did Your Parents Really Have It Easier When They Bought Their First House?](https://canadianmortgageauthority.com/did-your-parents-really-have-it-easier-when-they-bought-their-first-house/) - Despite real estate prices declining slightly from the highs of 2022, prices are still at relatively high historic levels. This, coupled with historically high rates and the associated payments, has continued to make affordability a big issue, especially for first-time home buyers. High real estate prices mean large down payments and large mortgage payments. For
- [2023 Fall Federal Economic Statement](https://canadianmortgageauthority.com/2023-fall-federal-economic-statement/) - With the recent release of the fall Federal Economic Statement there are some interesting updates of note. Read further for some insight on this announcement.
- [Bank of Canada Announces Pause to Interest Rate Hikes](https://canadianmortgageauthority.com/bank-of-canada-announces-pause-to-interest-rate-hikes/) - On Wednesday, October 25th, the Bank of Canada made their latest scheduled rate announcement, that they were pausing interest rate hikes.
- [Top Frequently Asked Mortgage Questions - Updated October 2023](https://canadianmortgageauthority.com/hamilton-mortgage-broker-top-faq/) - When considering a mortgage, there are always a LOT of questions. Read on to learn some of the most common mortgage questions we answer on a regular ba.
- [The Bank of Canada Strikes Again!](https://canadianmortgageauthority.com/the-bank-of-canada-strikes-again/) - How high will mortgage rates go and what can we expect going forward? Not sure if this will affect you? Reach out to discuss your situation!
- [Home Loan Approval Tips [Updated 2023]](https://canadianmortgageauthority.com/hamilton-mortgage-broker-home-loan-approval-tips/) - Securing a mortgage can be overwhelming, but it doesn't have to be if you follow these home loan approval tips. Education and preparation are key!
- [Can the New First Home Savings Plan Help Me?](https://canadianmortgageauthority.com/can-the-new-first-home-savings-plan-help-me/) - The First Home Savings plan or FHSA, is a registered savings plan that will be administered by qualified, participating financial institutions.
- [Is Now the Right Time to Choose a Variable or Fixed-Rate Mortgage? | The Real Cost of Renewing Your Mortgage](https://canadianmortgageauthority.com/is-now-the-right-time-to-choose-a-variable-or-fixed-rate-mortgage-the-real-cost-of-renewing-your-mortgage/) - Unsure of what kind of mortgage best suits you? Get an in-depth look at variable vs fixed-rate mortgages, plus tips for when it's time to renew.
- [5 Reasons to Use a Grimsby Mortgage Broker](https://canadianmortgageauthority.com/5-reasons-to-use-a-grimsby-mortgage-broker/) - We dive into 5 reasons to use a Grimsby mortgage broker vs getting your mortgage at the bank. For such a major investment, it is important to get solid advice!
- [The Trigger Rate and Your Variable Rate Mortgage](https://canadianmortgageauthority.com/the-trigger-rate-and-your-variable-rate-mortgage/) - What is the trigger rate and how does it affect me and my variable rate mortgage? Do I need to be worried? Learn more about what the trigger rate is and how
- [Happy New Year!](https://canadianmortgageauthority.com/happy-new-year/) - Well, that was quite a year! Unfortunately, not for the better when it comes to interest rates and housing prices. Like all change, it’s not always welcome or for the better however we need to identify both threats to mitigate and opportunities to take advantage of. As your Hamilton Mortgage Broker, I am constantly looking
- [Renewing Your Grimsby Mortgage](https://canadianmortgageauthority.com/renewing-your-grimsby-mortgage/) - Updated: January 2023 Is it that time already to be renewing your mortgage? It seems like you just purchased your dream home yesterday! Whether you purchased your home in Grimsby, Hamilton or St. Thomas, you made the smart move of getting into the market, but time flies and that five year mortgage will be maturing
- [How a Renter Can Help a Renter Be a Home Owner](https://canadianmortgageauthority.com/how-a-renter-can-help-a-renter-be-a-home-owner/) - Find out how a renter can help a renter be a home owner with this strategy to increase affordability in today's challenging market. There are other options!
- [Top 3 Tips On Preparing For A Mortgage Application](https://canadianmortgageauthority.com/tips-on-how-to-prepare-for-a-mortgage/) - Applying for a mortgage can be daunting, but following these top 3 tips will help the process go smoothly. Take the pain out of preparing for a mortgage application
- [Some Notes on Mortgage Amortization](https://canadianmortgageauthority.com/some-notes-on-mortgage-amortization/) - Your St. Thomas, Ontario Mortgage Broker has a few tips that can help you understand your mortgage amortization better and help make the decision to increase or decrease how much you are paying each month by increasing or decreasing the term of your mortgage.
- [What to Know About Bridge Financing](https://canadianmortgageauthority.com/what-to-know-about-bridge-financing/) - What to know about bridge financing? To bridge the gap between selling your existing house and buying your new one, you often need bridge financing, which can
- [How Much of a Downpayment Do I Need to Purchase a Home?](https://canadianmortgageauthority.com/how-much-of-a-downpayment-do-i-need-to-purchase-a-home/) - Recent changes have been made to the amount of downpayment required to purchase a home. Find out just how much you will require in order to purchase your home!
- [Variable Rate vs Fixed Rate Mortgages](https://canadianmortgageauthority.com/variable-rate-vs-fixed-rate-mortgages/) - Is fixed or variable interest rates the way to go right now? With the quickly changing housing market and rapidly rising increasing rates, we receive calls
- [Refinancing a Low Rate Mortgage](https://canadianmortgageauthority.com/refinancing-a-low-rate-mortgage/) - If you locked into a fixed-term mortgage within the last year or two, you will have a historically low interest rate, but what if you now need additional funds?
- [Mortgage Market Update-May '22](https://canadianmortgageauthority.com/mortgage-market-update-may-22/) - With two years of record-low rates and a blistering hot real estate market, many thought the low rates and rising prices, would go on forever. Read on to learn
- [When is the best time to refinance my mortgage?](https://canadianmortgageauthority.com/when-is-the-best-time-to-refinance-my-mortgage/) - Everything being equal the best time to refinance your mortgage is when your current mortgage comes up for renewal. By refinancing at this time, you will avoid
- [Rent to Own Agreements](https://canadianmortgageauthority.com/rent-to-own-agreements/) - With real estate prices at historic highs, many people are tempted to enter into a Rent to Own agreement. They promise to provide the allure of having a...
- [Second Mortgages](https://canadianmortgageauthority.com/grimsby-mortgage-broker-second/) - As a Grimsby mortgage broker, I deal with many customers looking to take out a second mortgage. A second mortgage has benefits if done for the right reasons and knowing whether it is a good choice for your situation is something our Grimsby mortgage broker team can help you with. We'll go over everything that
- [Interest Rates 101](https://canadianmortgageauthority.com/hamilton-mortgage-rates-101/) - If you're thinking of taking out a loan or mortgage and want to see what interest rate options are available to you, give our Hamilton mortgage broker team a call today!
- [5 Questions to Ask Your Mortgage Broker](https://canadianmortgageauthority.com/hamilton-mortgage-broker-questions/) - These are just 5 of the top questions to ask your Hamilton mortgage broker. You may have other questions to ask for circumstances that are special.
- [First Time Home Buyer Checklist](https://canadianmortgageauthority.com/oakville-mortgage-brokers-checklist/) - Having a good head start can make a huge difference with the mortgage process and the home you can afford in the long run. If you need more advice on how to get your credit in order, give our Oakville mortgage brokers a call today!
- [Tips for Renewing Your Mortgage](https://canadianmortgageauthority.com/hamilton-mortgage-broker-renewing/) - Planning ahead is key, so if your renewal time is still a way off, start stabilizing your credit now in order to get better options when it does come time to renew. Either way, call one of our Hamilton mortgage brokers today to help get you started!
- [3 Things to Know Before Applying for a Mortgage](https://canadianmortgageauthority.com/hamilton-mortgage-broker-3-things-know/) - So, you should look at these three areas before you apply for a mortgage and try to clean up any areas that could keep you from qualifying for a mortgage. If you need some help or advice, give our Hamilton mortgage broker team a call today!
- [Benefits of Private Mortgage](https://canadianmortgageauthority.com/grimsby-mortgage-broker-private-mortgage/) - If you are thinking about applying for a private mortgage, give one of our Grimsby mortgage broker team a call today at (905) 309-8799!
- [Difference Between Getting Pre-Qualified and Getting Pre-Approved for a Mortgage](https://canadianmortgageauthority.com/hamilton-mortgage-broker-different-pres/) - If you're looking to buy a home and want to give yourself an advantage, speak to one of our Hamilton mortgage brokers to get a pre-approval or pre-qualification today!
- [Tips for Saving for a Down Payment](https://canadianmortgageauthority.com/hamilton-mortgage-broker-down-payment/) - To look at all of your options and learn more ways to save for your down payment, give our Hamilton mortgage broker team a call today!
- [The Secret to Buying in a Seller's Market](https://canadianmortgageauthority.com/burlington-mortgage-brokers-secret-seller-market/) - If you have questions or want some more tips to help you out, give one of our Burlington mortgage brokers a call today!
- [Closing Costs You Can Expect For A Mortgage When Buying a Home](https://canadianmortgageauthority.com/hamilton-mortgage-broker-closing-costs/) - You can see why it's important to find out all of the fees and costs entailed with buying and closing on a home. If you need more info? Call our Hamilton mortgage broker team today at (905) 309-8799!
- [Benefits of Refinancing Your Mortgage](https://canadianmortgageauthority.com/oakville-mortgage-broker-refinance/) - Whatever your reason is for considering refinancing your mortgage, give our Oakville mortgage broker's a call today at (905) 309-8799 to see what options are available to you. We can help you save!
- [Tips for Your First Meeting with A Mortgage Broker](https://canadianmortgageauthority.com/tips-for-your-first-meeting-with-a-mortgage-broker/) - It's better to have more paperwork than not enough, so bring anything you think will help. If you're looking to apply for a mortgage, give our Oakville mortgage brokers a call today!
- [Construction Mortgage](https://canadianmortgageauthority.com/construction-mortgage/) - If you're planning on having your home built and need advice on construction mortgages, call one of our Hamilton mortgage brokers today!
- [Why Do Mortgage Rates Fluctuate?](https://canadianmortgageauthority.com/why-do-mortgage-rates-fluctuate/) - You can see that there are several things that affect mortgage rates at any given time. If you want to get the best mortgage rates possible, visiting one of our Beamsville mortgage brokers is the place to start.
- [The Difference Between a Second Mortgage and Refinancing Your First Mortgage](https://canadianmortgageauthority.com/hamilton-mortgage-brokers-second-v-refi/) - Find out the difference between a second mortgage and refinancing your existing mortgage. Contacting one of our Hamilton mortgage brokers is the best way to see which option will benefit you the most.
- [Market Update on the Hamilton, ON Area](https://canadianmortgageauthority.com/hamilton-mortgage-broker-market-update-june-19/) - If you're looking for the best priced mortgage and best priced home in the Hamilton area, give our Hamilton mortgage brokers a call today!
- [The Secret to Finding the Right Home](https://canadianmortgageauthority.com/oakville-mortgage-broker-secret-finding-right-home/) - If you're beginning your journey towards home ownership, give our Oakville mortgage brokers a call today. We'll help you find the right home, and the right loan, for you.
- [Do You Need a Pre-Approval Letter to Put in an Offer on a Home](https://canadianmortgageauthority.com/hamilton-mortgage-broker-pre-approval-for-offer/) - Before putting an offer in on a home, visit your Hamilton mortgage broker. We can help you create the most attractive financial portfolio that shows you have everything in order.
- [Why You Need to Talk to a Broker Long Before You Need to Start Your Mortgage](https://canadianmortgageauthority.com/why-you-need-to-talk-to-a-broker-long-before-you-need-to-start-your-mortgage/) - It's beneficial for any home buyer to talk to a broker long before they need to start their mortgage application. A Hamilton mortgage broker will go over everything in fine detail, make sure mistakes are not made when filing the paperwork, and they know what to look for when choosing the best loan package for you.
- [Top Reasons to Buy a Home Now](https://canadianmortgageauthority.com/burlington-mortgage-broker-reasons-buy/) - There are many advantages to buying a home and many options regarding a mortgage. Contact your Burlington mortgage broker today to see what options are available for you.
- [Understanding Credit and Tips to Improve It](https://canadianmortgageauthority.com/hamilton-mortgage-broker-credit-improve/) - Whether you are looking to purchase a new home or refinance your existing mortgage, it is important to understand your credit and the ways you can go about improving it. Contact your local Hamilton Mortgage Broker today for more info!
- [Common Closing Costs to Expect in Canada](https://canadianmortgageauthority.com/hamilton-mortgage-common-closing-costs/) - Find out what to expect when it comes to common closing costs on your Hamilton mortgage. As local Mortgage Brokers, we work to get you the most affordable options for your home financing. Call us today to find out more.
- [Residential Market Update](https://canadianmortgageauthority.com/hamilton-mortgage-broker-res-update-4-2019/) - Find out the latest on the local markets straight from Hamilton Mortgage Broker, Mark Buller, of Canadian Mortgage Authority. You can rely on Mark for accurate and up to date information to help you with your mortgage process!
- [Mortgage Options for Self-Employed Canadians](https://canadianmortgageauthority.com/hamitlon-mortgage-self-employed/) - Are you self-employed and looking to purchase a new home? You may have more Hamilton mortgage options than you think! Give us a call for more information!
- [Top First Time Homebuyer Pitfalls to Avoid](https://canadianmortgageauthority.com/hamilton-mortgage-broker-pitfalls-avoid/) - Ready to buy your first home? Check out the top first-time homebuyer pitfalls to avoid to make sure you get the most of your first mortgage. Call Hamilton Mortgage Broker Mark Buller today!
- [Hamilton Mortgage Pre-Payment](https://canadianmortgageauthority.com/hamilton-mortgage-pre-payment/) - If you wish to find out more information on the pre-payment terms or if you are interested in applying for a Hamilton mortgage, please contact the Canadian Mortgage Authority team at 905-309-8799. 
- [Hamilton Mortgage Broker - Mortgage Insurance Defined](https://canadianmortgageauthority.com/hamilton-mortgage-broker-mi-defined/) - Have questions about mortgage insurance and how it could affect your home financing options? Find out all you need to know and give us a call to get started today!
- [Hamilton Market Update](https://canadianmortgageauthority.com/hamilton-market-update/) - Want more information on the current residential market trends for the local region? Contact the Hamilton Mortgage experts - Canadian Mortgage Authority - at 905-309-8799 today!
- [Tips on Getting a Mortgage for Your First Rental Property](https://canadianmortgageauthority.com/tips-on-getting-a-mortgage-for-your-first-rental-property/) - For more details on tips for getting a mortgage for your first rental property, please contact the Hamilton Mortgage Broker experts at Canadian Mortgage Authority Inc. at 905-309-8799.
- [Guide To Reverse Mortgages](https://canadianmortgageauthority.com/guide-to-reverse-mortgages/) - Looking for information on reverse mortgages? Look no further than your number one Hamilton Mortgage Broker, Canadian Mortgage Authority. With a wide range of product offerings, Canadian Mortgage Authority has the expertise to get you the Hamilton Mortgage you've always dreamed of!
- [How A Home Equity Loan Works](https://canadianmortgageauthority.com/how-a-home-equity-loan-works/) - Do you own a home and have been living in your house for a while? Have you ever thought about a home equity loan? Canadian Mortgage Authority, your Hamilton Mortgage Broker explains the benefits of a home equity loan as an alternative to traditional loans or lines of credit.
- [Residential Market Update: Hamilton](https://canadianmortgageauthority.com/residential-market-update-hamilton/) - Looking for the latest information on Hamilton residential housing and mortgages. Look no further than Canadian Mortgage Authority; your number one Hamilton Mortgage Broker.
- [Market Update: St. Thomas](https://canadianmortgageauthority.com/market-update-st-thomas/) - Looking for the latest housing and mortgage information in the St. Thomas Area. Look no further than Canadian Mortgage Authority; your number one St. Thomas mortgage broker.
- [What Rising Mortgage Rates Mean For You](https://canadianmortgageauthority.com/mortgage-rates/) - What do rising mortgage rates mean for you? Mark Buller and Canadian Mortgage Authority, your Grimsby Mortgage Broker, outline what rising mortgage rates could mean for you and your mortgage. Visit www.canadianmortgageauthority.com today to learn more.
- [Fixed Vs. Variable Rate Mortgages](https://canadianmortgageauthority.com/fixed-vs-variable-rate-mortgages/) - Canadian Mortgage Authority, your Hamilton, and Grimsby Mortgage Broker detail the differences in fixed vs. Variable rate mortgages and the benefits of each. Visit www.canadianmortgageauthority.com for all of your Hamilton and Grimsby mortgage needs.
- [Market Update: Grimsby and Hamilton](https://canadianmortgageauthority.com/market-update-grimsby-and-hamilton/) - Canadian Mortgage Authority, your Grimsby and Hamilton mortgage broker, provides a real estate market update for the Grimsby and Hamilton area. Contact Canadian Mortgage Authority today for all your mortgage needs 905-309-8799.
- [Understanding Private Lending](https://canadianmortgageauthority.com/understanding-private-lending/) - Canadian Mortgage Authority is your source for all your mortgage needs. In their latest blog post 'Understanding Private Lending', CMA breaks down the differences between private and institutional mortgage lenders. Visit https://canadianmortgageauthority.com for more information.
- [5 Reasons to Stop Renting and Start Buying](https://canadianmortgageauthority.com/576-2/) - Home ownership has many advantages over renting. Canadian Mortgage Authority breaks down the benefits of buying your own home in their latest blog post 'Top 5 Reasons to Stop Renting and Start Buying'. Visit https://canadianmortgageauthority.com/ to learn how you can become a homeowner today!
- [Hamilton Down Payment Assistance Program](https://canadianmortgageauthority.com/hamilton-down-payment-assistance-program/) - The Hamilton Down Payment Assistance Program is back for those who are currently renting in the city of Hamilton and are looking to purchase a home. Canadian Mortgage Authority summarizes the facts and provides all the numbers to help you determine if you could qualify!
- [How Your Credit Score Affects Your Mortgage](https://canadianmortgageauthority.com/how-your-credit-score-affects-your-mortgage/) - Visit www.canadianmortgageauthority.com for all your mortgage needs and the most up to date information. Unsure how your credit score affects your mortgage? Canadian Mortgage Authority breaks down the most important mortgage information and provides an in-depth look at how your credit score affects your mortgage.
- [Grimsby Mortgage Broker – Frequently Asked Mortgage Questions](https://canadianmortgageauthority.com/grimsby-mortgage-broker-frequently-asked-mortgage-questions/) - Do you have mortgage questions? Well.. we have the answers. As mortgage brokers in Grimsby Ontario we are constantly answering questions about the Canadian housing market. We've compiled some of the most frequently asked questions into our latest blog post. Check it out and see for yourself!
- [Grimsby Mortgage Broker – Market Update](https://canadianmortgageauthority.com/grimsby-mortgage-broker-market-update-2/) - The best place for the latest, most up-to-date, information on the Grimsby, and surrounding area, housing market. With statistics on number of home sales, price range, and comparison to 2016's stats; Canadian Mortgage Authority is your mortgage expert.
- [Grimsby Mortgage Broker – Market Update](https://canadianmortgageauthority.com/grimsby-mortgage-broker-market-update/) - The real estate markets in Hamilton and neighboring Grimsby have begun to stabilize more as we head further into Fall. In the most recent report released by the Realtors Association of Hamilton-Burlington, the local area saw 1,748 new listings come onto the market in August alone. This statistic indicates there were an additional 5% more
- [Hamilton Mortgage Broker – Market Update   ](https://canadianmortgageauthority.com/hamilton-mortgage-broker-market-update/) - Part of my duty as a Hamilton mortgage broker is staying up to date on the most recent real estate market trends and statistics. Read more on the local market updates.
- [The Benefits of Getting Pre-Approved for Your Mortgage](https://canadianmortgageauthority.com/the-benefits-of-getting-pre-approved-for-your-mortgage/) - Learn all of the benefits of getting pre-approved for your mortgage. Having a pre-approval could be the factor that enables you to beat out competing buyers. Let Canadian Mortgage Authority be your mortgage broker in Hamilton, Grimsby, Beamsville and St. Catharines. Call us today!
- [5 Reasons to Use a Hamilton Mortgage Broker](https://canadianmortgageauthority.com/5-reasons-to-use-a-hamilton-mortgage-broker/) - It’s time for you to get a mortgage and you’re asking yourself whether or not you should use a broker for your Hamilton mortgage needs. At Canadian Mortgage Authority, we understand that your mortgage is a big deal, and possibly the biggest expense you’ll pay in your life. We also understand that it can be
- [Top Mortgage Myths](https://canadianmortgageauthority.com/top-mortgage-myths/) - Throughout my years of experience in the mortgage industry, I have come across several "myths” that were believed to be facts by many of the clients I have worked with.To some of you, many of these common mortgage myths may seem obvious, but they have been known to lead some clients astray. I believe it
- [Grimsby Mortgage – How to Choose the Right Broker](https://canadianmortgageauthority.com/grimsby-mortgage-how-to-choose-the-right-broker/) - Choosing the right mortgage broker is a big deal, especially when you consider the importance of the decisions they will be helping you make. As experienced Grimsby mortgage brokers, our team at Canadian Mortgage Authority, is honored to have been chosen by our clients to work for them, and we are prepared to work for
- [Hamilton Mortgage - Market Update](https://canadianmortgageauthority.com/hamilton-mortgage-market-update/) - The total number of sales in the Hamilton area dropped last month, leading continued increases in new listings to cause a shift in sales prices. In June of 2017, total sales were down 21% from the same month of the previous year. This is an unexpected change after months of total sales coming in much
- [Hamilton Mortgage | Market Update – April 2017](https://canadianmortgageauthority.com/hamilton-mortgage-market-update-april-2017/) - According to the REALTORS Association of Hamilton-Burlington, the local Hamilton mortgage and real estate markets continue to remain hot as we head further into spring! This year has gotten off to an incredible start where home sales are concerned. The total number of reported residential property sales so far this year has exceeded the number
- [Grimsby Mortgage | Market Update – February 2017](https://canadianmortgageauthority.com/grimsby-mortgage-market-update-february-2017/) - The new year is often a time to start working towards new goals. Is one of your goals for this year to purchase your own home? If so, now is the time to start you research and narrow down what you are looking for in a property and in a Grimsby mortgage. As a Grimsby

## Pages

- [Home](https://canadianmortgageauthority.com/) - Mortgage specialist serving Grimsby, Hamilton, St. Thomas and surrounding areas. Exclusive new home buyer program and extensive experience with purchase, renewal and refinancing your home!
- [Meet The Team](https://canadianmortgageauthority.com/team/) - Meet your Grimsby mortgage and Hamilton mortgage team near you at Canadian Mortgage Authority. Learn more.
- [Rent vs Buy](https://canadianmortgageauthority.com/resources/calculators/rent-vs-buy/) - Calculate if you should rent or buy in Grimsby and Haimilton, Ontario. Calculator created by local mortgage brokers in Hamilton and Grimsby.
- [Payment Calculator](https://canadianmortgageauthority.com/resources/calculators/payment-calculator/) - Calculate your mortgage payments in Grimsby and Haimilton, Ontario. Mortgage payment calculator created by local mortgage brokers in Hamilton and Grimsby.
- [Mortgage Qualifier](https://canadianmortgageauthority.com/resources/calculators/mortgage-qualifier/) - Calculate if you qualify for a mortgage in Grimsby and Haimilton, Ontario. Mortgage qualifier calculator created by local mortgage brokers in Hamilton and Grimsby.
- [Early Renewal](https://canadianmortgageauthority.com/resources/calculators/early-renewal/) - Early renewal mortgage calculator in Grimsby and Haimilton, Ontario. Early renewal calculator created by local mortgage brokers in Hamilton and Grimsby.
- [Bi-Weekly vs Monthly](https://canadianmortgageauthority.com/resources/calculators/bi-weekly-vs-monthly/) - Calculate your bi-weekly and monthly mortgage payments in Grimsby and Haimilton, Ontario. Payment calculator created by local mortgage brokers in Hamilton and Grimsby.
- [Mortgage Application](https://canadianmortgageauthority.com/resources/mortgage-application/) - Mortgage application in Grimsby and Hamilton Ontario. Apply now.
- [Amortization](https://canadianmortgageauthority.com/resources/calculators/amortization/) - Calculate your mortgage amortization in Grimsby and Haimilton, Ontario. Amortization calculator created by local mortgage brokers in Hamilton and Grimsby.
- [Affordability Calculator](https://canadianmortgageauthority.com/resources/calculators/affordability-calculator/) - Calculate which mortgage you can afford in Grimsby and Haimilton, Ontario. Affordability calculator created by local mortgage brokers in Hamilton and Grimsby.
- [Megan Moody](https://canadianmortgageauthority.com/team/megan-moody/)
- [Home Ownership Program](https://canadianmortgageauthority.com/resources/home-ownership-program/) - We help put your dream home ownership plan into action with our home ownership program in Grimsby and Hamilton Ontario. Learn how we can help you to achieve your goals.
- [Testimonials](https://canadianmortgageauthority.com/testimonials/) - Testimonials from our wonderful mortgage clients in Grimsby and Hamilton, Ontario. Read why more and more people trust us as their mortgage solution.
- [Contact](https://canadianmortgageauthority.com/contact/) - Contact Canadian Mortgage Authority. Your local mortgage broker in Grimsby & Hamilton. Contact us today.
- [Best Mortgage Broker in Welland](https://canadianmortgageauthority.com/best-mortgage-broker-welland/) - Home to some of the best mortgage brokers in Welland, Canadian Mortgage Authority strives to offer the absolute best service with over 25 years of experience. Click here for your free consultation today!
- [Best Mortgage Broker Specialist in Burlington](https://canadianmortgageauthority.com/best-mortgage-broker-burlington/) - Are you looking for the best mortgage broker in Burlington? You've come to the right place. The Canadian Mortgage Authority has decades of experience and can help guide you in the right direction. Contact us today for a free consultation.
- [Free Consultation](https://canadianmortgageauthority.com/contact/free-consultation/) - Get your free mortgage consultation with Canadian Mortgage Authority. Your local mortgage broker in Hamilton and Grimsby. Serving the local community for 25 years.
- [FAQ](https://canadianmortgageauthority.com/resources/faq/) - Frequently asked question and answers for the Grimsby and Hamilton mortgage market. We answer your most common questions.
- [Mortgage Glossary](https://canadianmortgageauthority.com/resources/mortgage-glossary/) - Your comprehensive mortgage glossary definitions. Find out what all these words actually mean.
- [Mortgage Checklist](https://canadianmortgageauthority.com/resources/mortgage-checklist/) - Grimsby and Hamilton based mortgage broker checklist for clients. We will guide you through each step of the process and make it as “stress free” as possible.
- [Calculators](https://canadianmortgageauthority.com/resources/calculators/) - Mortgage calculators for Grimsby and Hamilton markets. Make the right adjustments to plan your next mortgage.
- [Why Use A Broker](https://canadianmortgageauthority.com/resources/why-use-a-broker/) - Why you should consider using Canadian Mortgage Authority as your preferred mortgage broker in Grimsby & Hamilton. Learn why.
- [Why Us](https://canadianmortgageauthority.com/why-us/) - Why you should choose Canadian Mortgage Authority as your local Grimsby mortgage and Hamilton mortgage broker. Over 25 years experience.
- [Private](https://canadianmortgageauthority.com/products-solutions/private/) - Looking for a Grimsby private mortgage lender? We have all your bases covered. Contact us today for more information.
- [Reverse Mortgages](https://canadianmortgageauthority.com/products-solutions/reverse-mortgages/) - Canadian Mortgage Authority is certified to offer the CHIP Reverse Mortgage as your local Grimsby mortgage and Hamilton mortgage broker. Click to learn more.
- [New To Canada](https://canadianmortgageauthority.com/products-solutions/new-to-canada/) - We help people that are new to Canada find their perfect mortgage. Local Grimsby mortgage and Hamilton mortgage broker helping new residents to Canada.
- [Investment Properties](https://canadianmortgageauthority.com/products-solutions/investment-properties/) - Whether you are looking at a property with an “in-law” suite to help pay for your mortgage, or a multi unit apartment building we help customers with their Grimsby and Hamilton investment properties.
- [Self Build](https://canadianmortgageauthority.com/products-solutions/self-build/) - Planning to build or renovate a home? Contact your local Grimsby mortgage and Hamilton mortgage broker today. Get your free consultation.
- [Self Employed](https://canadianmortgageauthority.com/products-solutions/self-employed/) - Grimsby mortgage and Hamilton mortgages designed for the self employed, Give me a call and put my experience to work for you
- [Mortgages At A Glance](https://canadianmortgageauthority.com/products-solutions/mortgages-at-a-glance/) - Deciding which mortgage makes sense can be difficult, We’re here to help. Grimsby mortgage and Hamilton mortgage broker.
- [Best Mortgage Broker in St. Catharines](https://canadianmortgageauthority.com/best-mortgage-broker-st-catharines/) - If you're looking for the best mortgage broker in St. Catharines, you've found us! We have over 25 years experience as mortgage specialists and are here to help you every step of the way. Learn more today.
- [Best Mortgage Broker in Brantford](https://canadianmortgageauthority.com/best-mortgage-broker-brantford/) - If you live in Brantford and are looking for the best mortgage broker, you've come to the right place. The Canadian Mortgage Authority has been helping our clients for over 25 years. Click here for your free consultation today!
- [Best Mortgage Broker in Niagara Falls](https://canadianmortgageauthority.com/best-mortgage-broker-niagara-falls/) - If you're looking for the best mortgage broker in Niagara Falls, you have finally found us. With our decades upon decades of experience, we're sure to find the best home possible for you. Click here for your free consultation!
- [Careers](https://canadianmortgageauthority.com/team/careers/)
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- [Mortgage Renewal](https://canadianmortgageauthority.com/blog/category/mortgage-renewal/)
- [First Time Home Buyers](https://canadianmortgageauthority.com/blog/category/first-time-home-buyers/)

## Tags

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- [Home Rental](https://canadianmortgageauthority.com/blog/tag/home-rental/)
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- [Interest Rates 101](https://canadianmortgageauthority.com/blog/tag/interest-rates-101/)
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